Insurance and liability

Schuermans advocaten is a leading authority in the field of insurance and liability. Our clients are the world’s largest insurance companies, (multinational) enterprises and private individuals.

Schuermans advocaten has a solid reputation in the field of dispute resolution and litigation and is thanks to its experience in the courts, regularly called upon to provide advice and assist in the drafting of insurance policies, contracts and new regulations. 

Our practice includes:

  • fire, theft and other property damage
  • civil liability
  • structural engineering  and construction insurance
  • professional liability (of lawyers, notaries, auditors and accountants, financial companies and intermediaries, directors)
  • medical liability
  • traffic
  • transport
  • workplace accidents
  • personal injury
  • product liability
  • recall
  • fraud
  • life and group insurance
  • distribution
  • compliance
  • regulatory.

Academic support

Luc Schuermans is em. professor of the law faculty of the Universiteit Antwerpen where he taught insurance law. Caroline Van Schoubroeck lectures insurance law as a professor at the KU Leuven.

Our lawyers regularly publish in leading legal journals.

Schuermans advocaten is a sponsor and member of the steering group of ALLIC: Antwerp Liability Law and Insurance Chair Universiteit Antwerpen. 

Networks and accreditations

Schuermans advocaten is recommended by A.M. Best Company in the Directory of Recommended Insurance Attorneys; Leaders League; and Who's Who Legal.

Schuermans advocaten is the Belgian member of Insulaw (

Schuermans advocaten is a founding member of the Belgian-Dutch Insurance Society.

Caroline Van Schoubroeck is the chairman of the Commission on Insurance (Advisory Panel for the Supervising Minister for Insurances) and of the Terrorism Committee.  

Luc Schuermans, Tom Hens and Kathleen Crommen are members of de Verzekeringsjuristen (the Insurance Lawyers).

Tom Hens and Koen Van den Wyngaert are members of the Belgische Vereniging voor Bouwrecht (the Belgian Association for Construction Law). 

Tom Hens and Kathleen Crommen are members of de Kempische Verzekeringskring (the Campine Insurance Society). 


Contesting the product liability of a soft drink manufacturer.

Claim settlement for an American aircraft manufacturer following the loss of its inventory of spare parts during the fire of a warehouse at Zaventem.

Serial claim settlement for bread ovens imported from Hong Kong.

Providing advice and conducting litigation in the context of a worldwide recall of orthopaedic products.

Providing advice on recall insurance in the food sector.

Assisting a Belgian manufacturer in an American class-action.

Claim against the supplier of contaminated chemicals.

Compliance with the NBB and the FSMA of the Belgian activities of a Japanese insurer.